Sign In or Enrol in RBC Online Banking (2024)

Do Your Banking in One Convenient Place

Spend less time on your banking and always know where you stand, with access to tools and services that give you quick and easy control over your money.

Sign In Not yet banking online? Enrol Now

View Online Banking Tutorials

Need to replace a lost or stolen credit card?

You can now request a new card in RBC Online Banking.

Benefits of RBC Online Banking

Sign In or Enrol in RBC Online Banking (2)

Stay Up to Date

Check your balances, transaction history, schedule bill payments and track your spending 24/7. Plus so much more!

Sign In or Enrol in RBC Online Banking (3)

Save Time

Pay bills, transfer funds, send money and apply for products—whenever it’s convenient for you.

Sign In or Enrol in RBC Online Banking (4)

Get the Full Picture

Link your other RBC U.S., Business or Investment accounts and access them all with a single sign-in.

RBC Online Banking1 Features


  • Check your account balances
  • Transfer money between accounts
  • Pay your bills
  • Send money fast

Banking Features

Stay On Top Of Your Banking

View your account details and transaction history for the last seven years. You can also set up and receive Alerts about your banking activity and available offers.

Learn More About RBC Alerts

Transfer Funds Between RBC Accounts

It’s a breeze to move money to your savings account, pay down your credit card, loan or credit line, or make a payment on your mortgage2. You can also transfer money between your RBC Royal Bank Canadian and RBC Bank (U.S.) accounts, instantly and for free3.

Pay Bills At Any Time

Pay one or multiple bills at once (it will only count as one transaction2), and set up future payments for regular bills.

Send Money

It’s simple and FREE4 to send money to anyone with an email address or cell phone number using the Interac e-Transfer service. Or use our International Money Transfer service and send money to almost any country in the world (including the U.S.) with $0 transfer fees5.

Manage Your Credit

Easily access your RBC Royal Bank credit cards and credit lines. View your balance and available credit, make payments, apply for a new credit line or request a limit increase.

Keep Track Of Your Mortgage And Loans

Stay on top of your mortgage and loan details including your outstanding balance, interest rate and payment details. You can also skip a payment or make a double-up or lump sum payments on your mortgage.6

Manage Your Investments

Track your RBC Royal Bank investments, RBC Direct Investing and RBC Dominion Securities accounts in one convenient place. Plus, contribute to your RRSP, renew GICs, buy RBC Mutual Funds and get personalized investment advice with MyAdvisor.

Order Foreign Cash Online

Purchase foreign cash 24/7 through RBC Online Banking and pick it up at any of the 1,200+ RBC branches in Canada.7

Secure Message Centre

Have a question about your accounts or a recent transaction? Send us a message through our Secure Message Centre and we’ll get back to you within 48 hours. It’s a secure and convenient way to reach a helpful RBC representative.

Apply For Insurance

Purchase insurance coverage for your RBC loans, mortgages or credit cards or get travel insurance coverage for your next trip.

Avion Rewards

  • Check your Avion Points balance
  • Shop for merchandise, book travel, buy gift cards and more
  • Bookmark searches or favourites and come back later to redeem

Learn about Avion Rewards

Business Banking

  • Easily toggle between your personal and business bank accounts
  • Simplify your recurring payments to employees and other vendors, or make a one-time Interac e-Transfer
  • Simplify your business accounting processes
  • Maximize cash flow and submit government payments efficiently

Learn about Online Banking for Business

U.S. Banking

  • Sign into RBC Online Banking only once and access your U.S. Bank accounts
  • Keep up with your RBC Bank U.S. bank account and credit card balances
  • Pay U.S. bills and review your transaction history
  • Transfer money between your RBC U.S. and Canadian accounts instantly – for free8.

Learn about RBC Bank (U.S.)

Travelling Abroad?

Order the foreign currency you need online, and have it delivered to a branch of your choice.

Learn More about Foreign Exchange (new window)

View Your Credit Score

RBC Online Banking clients9 get access to TransUnion CreditView Dashboard10, which shows you your current credit score at no additional charge.

Learn More about the TransUnion CreditView Dashboard (new window)

Electronic Statements

Save a tree and cut down on clutter. You can view, print or save electronic statements to your computer and access up to seven years of archived statements.

Learn More about Electronic Statements (new window)

Your Money is Always Safe

RBC Digital Banking Security Guarantee

Should anything ever happen, we’ve got you covered. We’ll fully reimburse you for any unauthorized transactions11 made through the RBC Mobile app or RBC Online Banking.

Find Out More about the Digital Banking Guarantee

24/7 Security

We’re at the forefront of cyber-security and use the latest and most advanced technology to keep your information secure—no matter when or how you bank.

In the Spotlight

Top Questions about RBC Online Banking

To sign in to Online Banking:

  • Go to theOnline Banking sign in page.
  • Enter your Client Card number (or username) and password. If you’ve created a username before, you need to use it to sign in.
  • ClickSign In.

When you bank online - or even with your mobile phone - you can easily check your balances, view your transactions or statements, pay bills and transfer funds at any time – wherever and whenever it’s convenient for you. And when you use RBC Online Banking, you also have access to myFinanceTracker – an online money management tool that automatically categorizes your expenses, letting you track your spending, set savings targets and create a budget in minutes.

Online Banking is also an extremely safe and secure way to bank, so you can be confident your money is protected at all times.

No matter what kind of RBC account you have, enrolling in RBC Online Banking is easy! Go On the right side of the page in theSign Inbox, selectEnrol Now.

Enrol Online

As a personal banking client you'll need your RBC Royal Bank Client Card or credit card to enrol.

If you are an automotive finance, mortgage, credit line, Homeline, loan or investment client, you’ll need your account number and transit number.

If you’d like to enrol your business account for Online Banking, you’ll need your RBC Royal Bank Business Client Card.

Enrol in person or on the phone

Alternatively, you can visit a local branch.

Business clients can call us at1-800-769-25201-800-769-2520.

Your banking password is the same for both online and mobile, so you can reset it either way.

Online banking:

Go to theOnline Banking Sign-In pageand selectReset Your Password, just below the Password field. Then follow the instructions on the screen.

RBC Mobile Users:

If your account is temporarily disabled, you can tap theReset Password link anytime directly from theSign Inpage. Then follow the instructions on the screen.

You will be sent a temporary authentication code via text (SMS), email or voice mail, which ever you prefer.

Remember:You’ll need your RBC Royal Bank Client Card number or an RBC Royal Bank Credit Card number associated with Online Banking.

The next time you’re going to sign in:

  • Enter your Client Card number/username and password
  • Check the boxRemember Me.
  • ClickSign In.

To protect your accounts, it’s a good ideanotto use Remember Me on public computers.

You can make a bill payment in Online Banking.

Before you can make bill payments in Online Banking, you'll need to set up a list of payees. Sign in to Online Banking and select the "Manage Payees" option from the Accounts Summary page. You can then choose “Add Payee” in the left side menu and follow the instructions.

To make a payment online:

  • From the Accounts Summary page go toQuick Payments & Transfers on the right side of the page. You can also click on "Pay Bills" from the information box at the top of the page when viewing your chequing or savings account.
  • Select the Amount, the "From" Account and the recipient in the "To" field.
  • Follow the on-screen instructions and select “Submit.”

Whether you're at home or away you can arrange to have payments and transfers made at a predetermined frequency or specified dates. Simply specify the amount and how often you want the transfers to occur (such as once a week, every 2 weeks or once a month).

More Help - please see customer service page for more questions

RBC Direct Investing Inc.*, RBC Dominion Securities Inc.* and Royal Bank of Canada are separate corporate entities which are affiliated. RBC Direct Investing Inc. does not provide investment advice or recommendations regarding the purchase or sale of any securities. Investors are responsible for their own investment decisions. RBC Direct Investing is a business name used by RBC Direct Investing Inc. *Member-Canadian Investor Protection Fund.


RBC Online Banking is operated by Royal Bank of Canada.


Please note thateach paymentto a third party from your RBC Royal Bank credit card account is treated as a cash advance (up to your available credit and daily limits) and is subject to the standard annual interest rate applicable to your credit card account, from the day the cash advance is posted until the balance is paid in full. A $3.50 cash advance fee/transaction applies and will be charged to your credit card account. If paying from a Royal Credit Line regular interest charges apply. See your Royal Credit Line Agreement for details.


Standard account charges may apply. Maximum transaction limits may apply and are subject to change. Availability of the money will depend on the time when it is sent from RBC Royal Bank or RBC Bank. Transaction may not appear on your RBC Bank (U.S.) account transaction history until the following day but will reflect the date of transfer.


Interac e-Transfer transactions are free for all personal chequing accounts. An Interac e-Transfer fee of $1.00 for RBC personal savings accounts, or $1.50 for RBC business deposit accounts, may apply. Service not available on U.S. chequing accounts.


Additional service fees by any intermediary and receiving bank may apply.


Use of this service will impact the interest costs over the life of your mortgage. Learn more about the Skip a Payment option.


An excess debit transaction fee may also apply depending on the deposit account used for purchase. If you purchase foreign cash using your credit card the transaction is treated as a Cash Advance. This means that Cash Advance fees apply and interest is charged from the date of your foreign cash purchase. The foreign exchange rate is final at the time you make the purchase. Depending on the branch you have chosen for pick-up, you can expect it to take anywhere from 3-10 business days to arrive at the bank. In most cases you can expect the cash to arrive in 3 business days.


Standard account charges may apply. Maximum transaction limits may apply and are subject to change. Availability of the money will depend on the time when it is sent from RBC Royal Bank or RBC Bank. Transaction may not appear on your RBC Bank (U.S.) account transaction history until the following day but will reflect the date of transfer.


The TransUnion CreditView Dashboard is only available to existing RBC Online Banking clients who are age of majority in their province of residence.


The CreditView Dashboard information is provided by TransUnion for educational purposes and is not intended to provide you with financial advice. We do not review or use CreditView Dashboard information, and CreditView Dashboard information cannot be interpreted as credit approval. As such, Royal Bank of Canada is not liable for any decision you make based on CreditView Dashboard information. For help with your financial needs and financial advice, please talk to us. In order for you to access the CreditView Dashboard, we must share your name, address and date of birth with TransUnion each time you click on the "View Your Credit Score" link in Online Banking.


For a definition of an unauthorized transaction and for full details regarding the protections and limitations of the RBC Digital Banking Security Guarantee, please see your Electronic Access Agreement for personal banking clients, and the Client Card Agreement and the Master Client Agreement for business clients. This guarantee is given by Royal Bank of Canada in connection with its Online and Mobile Banking services. Cardholders are not liable for losses resulting from circ*mstances beyond their control provided they have taken reasonable precautions to protect their Client Card and PIN (if applicable) as set out in the Client Card Agreement. Formerly known as the RBC Online Banking Security Guarantee.

Sign In or Enrol in RBC Online Banking (2024)


Sign In or Enrol in RBC Online Banking? ›

No matter what kind of RBC account you have, enrolling in RBC Online Banking is easy! Go to On the right side of the page in the Sign In box, select Enrol Now. As a personal banking client you'll need your RBC Royal Bank Client Card or credit card to enrol.

How do I create an RBC account online? ›

You'll need your RBC Royal Bank® Client Card, credit card or account number handy. You'll also need either your cellphone or home phone number. up for personal banking, click “Myself” as the answer to the question “Who do you want to enrol today?” and then click “Enrol Now”. 2 Tell us who you are.

How do I set up for Online Banking? ›

The bank might ask for your ATM or debit card number or your “customer number.” (Have the card and banking statement available before you start.) Indicate consent. You'll be asked to read and agree to the online banking terms and conditions. Create your online banking identity.

How do I enter my RBC Online Banking activation code? ›

Sign in to Online Banking. You will be prompted for your 7 digit Activation Code. Enter your code and select "Submit".

Can US citizens open an RBC account? ›

Yes, Americans can open accounts with Canadian banks, but there may be some restrictions and requirements to do so. To open an account with a Canadian bank, Americans will typically need to provide proof of identity, such as a passport or driver's license, as well as proof of address, such as a utility bill.

How to login to Online Banking? ›

Login using either your User ID and password or using your Mobile number, Debit Card PIN and OTP as you feel like.

What are two things you need to create to set up online banking? ›

As you're learning what you need to open an online bank account, keep in mind that the next step in the process typically involves creating an online profile. To do this, you'll need a username and password. Try to choose a long password that has a mix of letters, numbers, and symbols.

What is required for online banking? ›

To take advantage of online banking you'll need an internet connection and an electronic device like a computer or mobile phone. After setting up your account, you'll keep handy a debit or other bank card, and access to your account numbers.

Do you have to go into the bank to set up online banking? ›

How do you set up online banking? Opening an online bank account is easy, and should take no longer than 10 minutes or so. All you need to do is visit your preferred bank's website and click on the apply button for your chosen account type (e.g. sole or joint account).

Where do I find my RBC username? ›

The nickname and Username or masked card number will be displayed together on the Sign In page next time you visit RBC Online Banking, on personal computers where you have set up Remember My Username or Client Card Number.

Is there Online Banking for RBC? ›

RBC Royal Bank Online Banking is available 24 hours and day, 365 days a year.

Why isn't it letting me log into my Online Banking? ›

Make sure you have cleared temporary internet files and cookies and your browser has extensions and add-ons disabled. If needed, also try restarting your device and router, and try a wired connection.

How do I verify my RBC account? ›

Authentication Methods
  1. Client Card + PIN.
  2. ID Verification.
  3. Push Notification.
  4. Text Message.
  5. Personal Verification Questions.

What is the 2 step verification in RBC Online Banking? ›

2-Step Verification means we'll send a message to your chosen trusted device whenever someone tries to sign in from another device. Then, if the person trying to sign in is not you, you can stop them from accessing your account.

Is it easy to set up Online Banking? ›

As long as you have a computer or smartphone with access to the Internet and an account with a bank or credit union account eligible for internet banking, it's easy to get started.

How do I open a Canadian bank account from the US? ›

While policies vary from bank to bank, generally, all you need to provide is two forms of valid identification, such as a passport and a driver's license, together with other details, such as your full name, phone number, employer and Canadian mailing address.

Can I open a bank account online without going to the bank in Canada? ›

You can open a bank account either in person, by electronic means or by telephone. The bank must be able to confirm your identity through proper identification.

How do I join a RBC account? ›

To add co-owners to an existing account:
  1. Sign in to Online Banking.
  2. Select an account from the Account Balances page.
  3. Select "Add account owners" from the Self Service menu on the account details page for the specific account.

How long does it take to open a RBC account? ›

Our online application can be completed in about 10 minutes or less. Once your account is open, you can set it up in RBC Online Banking® and choose a Client Card PIN.

Top Articles
Latest Posts
Article information

Author: Arline Emard IV

Last Updated:

Views: 6273

Rating: 4.1 / 5 (52 voted)

Reviews: 91% of readers found this page helpful

Author information

Name: Arline Emard IV

Birthday: 1996-07-10

Address: 8912 Hintz Shore, West Louie, AZ 69363-0747

Phone: +13454700762376

Job: Administration Technician

Hobby: Paintball, Horseback riding, Cycling, Running, Macrame, Playing musical instruments, Soapmaking

Introduction: My name is Arline Emard IV, I am a cheerful, gorgeous, colorful, joyous, excited, super, inquisitive person who loves writing and wants to share my knowledge and understanding with you.